In today's digital age, transferring money across borders has become quicker and easier than ever. However, this has also made it easier for fraudsters to use clever tactics to exploit unaware people. Authorised Push Payment (APP) fraud is one such growing threat, where victims are tricked into sending money directly to scammers.

Recognising the red flags can help you stay aware and protect your hard-earned money. Whether you're supporting loved ones or handling personal commitments, using a reliable money transfer service to Nigeria from the UK can offer both security and peace of mind.

1. Impersonation Scams: A Clever Trick

This is one of the most common tactics used by fraudsters. They pose as trusted entities like your bank, a government agency, or even a family member in trouble. With convincing communication, they pressure you into making a payment, often claiming it’s urgent or extremely needful.

To protect yourself, always verify the identity of the person or organisation contacting you. If you're making a money transfer to Nigeria from the UK , ensure you’re using a trusted service with good security features.

2. Fake Invoices and Business Emails

Fraudsters often target businesses by hacking into email systems and sending fake invoices or payment requests. These scams can be hard to detect as they appear to come from legal sources.

Always double-check the payment details before authorising transfers, especially for large amounts. If you're managing an international money transfer to Nigeria from the UK, confirm details directly with the recipient through a secure channel.

3. Social Engineering: Playing on Emotions

Social engineering scams take advantage of emotions like fear, urgency, or even kindness. Fraudsters might claim there’s a legal issue requiring immediate payment or create a heart-touching story to gain your trust.

Stay cautious and never rush into sending money without proper verification. Opting for the best money transfer app to Nigeria can add an extra layer of security, with features like transaction alerts and fraud protection.

4. Phishing Links and Harmful Software

Clicking on fake links or downloading harmful attachments can compromise your sensitive information, giving scammers access to your bank accounts or personal data.

Always use secure websites for transactions and avoid clicking on links in unexpected emails. For a secure money transfer to Nigeria from the UK, use a reliable platform prioritising data protection and strong security.

5. Fake Attractive Offers

Fraudsters often trick victims with offers that seem attractive, like huge discounts or unrealistically high returns. Be aware of any scheme that demands upfront payments or immediate action. When handling an international money transfer to Nigeria from the UK, choose a transparent service that clearly explains its fees and exchange rates.

Conclusion

Staying alert is important to protect yourself and your business from APP fraud. By recognising red flags like impersonation, fake invoices, and phishing attempts, you can avoid becoming a victim of common scams.

Always verify payment requests and use trusted platforms for transactions. Whether you’re making a money transfer to Nigeria from the UK or managing an international transaction, opting for the secure money transfer platform ensures your funds are secure and reach the right hands.

At Blessed Exchange, your security is our priority. Stay informed, stay vigilant, and trust us to keep your transactions safe. Together, let’s outsmart fraudsters and protect what matters most.